Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Saturday, October 29, 2011

Trudging on...

It's been one of those weeks where you are dead beat tired but there is so much to do. To top it off, I'm battling a cold. It started last week with just being busy. Then Saturday I spent my entire day with a family picking and pressing apples for cider. Sunday, I canned the cider up and dried some apples and tried to get caught up on laundry, bills, etc. Monday evening my husband and I attended a Care Net Banquet fundraiser. Tuesday I was my youngest daughters 17th birthday and my 18 year old came home from school sicker than a dog with a 102 temp and slept the rest of the day. Also on Tuesday, a dear old neighbor from Oregon showed up for a wonderful visit and stayed a couple of days. I also stayed up past my normal bedtime in order to visit, so I'm not complaining, but it left me tired.

Wednesday rolled around and I'm pretty exhausted but still trucking along. Report cards are due next week, our class party is Friday and I still have planning for the following week. Got my hair cut on Thursday and worked out. Well, Friday my oldest has not gone to school and sounds horrible. She said her lower back is killing her and she hasn't urinated all morning. I'm thinking kidney issues and make an appointment with the doctor, explaining to the triage nurse that she has been sick all week with a high of 102, stuffy, aching, coughing, and now lower back pain and not peeing. Well, I'm at school working so I can't go with her, but she is 18 anyway, so she can start to take on these kinds of responsibilities. She gets to the doctor and they don't even take her temp. or her blood pressure. The diagnoses: a back strain. Yeah, I was pretty peeved that we had to spend money for him not to even look at her. She's just been laying in bed and getting up to go to the bathroom or get a drink and bite of something to eat. We're praying for a quick recovery and back to her normal school and work routine.

Today, I didn't work out but went to town and found a pair of pants for work. I got home and started some apples in the dryer. I would dry at night, but mine dry in about 8 hours, so I don't want it running all night or all day while I'm away because I don't want them over dried. So I'm doing 2 dryer loads over each weekend. I have an apple coffee cake in the oven right now. It smells delicious! Our neighbor who came up over the week bought us some kielbasa at a local Italian deli while he was here and we are having it tonight. I can hardly wait to try it.

So this weekend I am going to try and lay low (sort of) and get laundry caught up and bills paid. The lawn needs mowing and we haven't winter fertilized it yet. It got down to 20 degrees Tuesday and Wednesday night, so the couple of apples that were left on my trees are not good. But I picked all the decent ones and got tomatoes picked and in the garage. I need to do something with them tomorrow. Either make salsa, tomato sauce or can them up whole. Not sure yet. That's about all we've been up to around here. Busy as always, and just trying to get by.

Thursday, October 20, 2011

Never Ending Expenses

I think our family is like most. It just seems that just when you've gotten on top of your bills, some unforeseen pops up. We're always saying, "It's always something." I was laid off earlier this year and we were watching every penny anticipating that my income would be substantially less. But we tried to save enough to pay our property taxes and water bill which are due on the 31st, as well as stock up on the three B's.

Fortunately for our family, I was blessed with a full time job. It is a commute, but I am lucky to share the drive with another commuter. We alternate weeks, and we work within 4 blocks of each other so it works out great.

Now I have to say that I have a shopping compulsion that may sometimes create a very tight budget by months end. My DH is okay with that. Only because I buy food, not clothes. Although, really, I do need to add to my sparse wardrobe, especially since winter is coming. I need 1-2 more sets of pants, and a sweater would be nice since I work in an old, cinder block building with a boiler for heat in the winter, which is sketchy from what I hear. Plus, I work on the north (cool) side of the building.

This month our property tax and water are due. I have almost enough saved but am $300 short. My full time job can cover the gap on payday. But, we need to heat our house this winter and need 2 tons of wood pellets. We have about 1/3 of a ton from last year, but need to buy at least 1 and 1/2, and my youngest needs snow tires and wheels. Plus, I need new studs, too.
KA-CHING! Did you hear the money fly out the door? DH works four 10's. He worked 2 extra days this week to earn money for a down payment on snow tires. We can put the pellets on our bill at the feed store and prayerfully come up with the balance. I bet you won't see these Occupy (Dependent) Protesters working extra hours to keep their family warm and safe on the road. Oh yeah, I guess if they had jobs, they wouldn't be squatting on public property with the local law enforcement and Obama's blessing. Have you noticed this past week how gas prices have risen sharply? The expenses just don't stop.

This week I hit the store because there were some great sale ads (on food). I have never gone to this particular store and seen the shelves so empty. Tillamook cheese, $4.88/2 #. I grabbed up the last 2 out of 8 remaining from the end aisle because the main cheese section was wiped out (wished I could have afforded all of them). Butter- $2.00/#. Sold out but you can get a rain check. TP and paper towels-$4.88/12 double rolls. GONE! Are you seeing these kind of sales being sold out where you live? People are realizing that their dollar is not s t r e t c h i n g like it used to and are compensating and buying whether or not they understand the gravity or our nations (and world's) situation.

It just seems that in our household we just seem to get level with our money and get the savings building up again, when, POOF!, all your expenses hit at once, or an unexpected expense robs you dry. It is hard to be stocking up, saving, paying down bills, buying necessities, etc, especially when manufactured inflation, and Soros funded world events are working to destroy our Constitutional, American, Republic way of life. God, help our nation. God, bless us all. God, help us. We need You.

Oh, and about Quaddafi. Al Qaeda is poised and ready to take over. Are you ready? The door to terrorism has been opened even wider. And Obama praises this.